Often times, they actually take away from your settlement because they could not negotiate a large enough settlement from the insurance carrier, but you still owe them your fee.Give your insurance carrier and adjuster an opportunity to meet with you, explain the claims process, and address your concerns.  

The older Carrier line of ductless heat pumps are re-branded Toshiba units (at least here they are).  

Example, $100k property goes for $300, and a $500k property goes for $1,500.An average rate is $0.50, with anything over $0.75, you need to find other options.I will PM you the insurance carriers who are the most competitive in the area right now.

If you call on a single carrier, you're only going to be told about the policies that they offer.

It's just the way the insurance carriers price their products.

(Let me guess, you must’ve switched carriers)I also asked you for your all time profit snap shot, and you decided to provide us with a snapshot that you claim to have taken but from over a year ago?

When I received the docusign....across the top of page it states the insurance carrier can cancel within 90 days without cause.

@Daylen Fiallo  I think this depends on your strategy.If your strategy is to buy and hold - I would HIGHLY recommend going with a RCV (Replacement Cost Value) policy which is offered by many carriers.

We did a full round of interviews with several carriers about 36 months ago, and chose Berkshire based on that research-which obviously didn't pan out!

Unfortunately as you have found, few carriers offer this coverage any more due to fraudulent activity 10 years ago.