However a lot has changed in the ensuing decades and now mortgage backed securities are complex financial instruments and banks hanging onto loans seems to be something from bygone days.Nothing I said here should be construed as legal advice (I am not an attorney) or an OK to do this, it was just something I wanted to share for people to consider when deciding how to treat their business dealings.

Because BiggerPockets has been instrumental in helping us reach this stepping stone, I wanted to give back through knowledge share.

Security instruments would not qualify as replacement.

I am open to any places with a combination of vibrant music, arts, food & drink scene, outdoor recreational opportunities, and a strong job market.

It has the ability to appreciate in value.Notes are a debt instrument (backed by a hard asset).

We don't listen to much music anymore, just Brandon, Josh and all their great guests. 

All of these things need to be in place, as well as the guiding instrument - a business plan.Without all of these: knowledge, networks and a focused business plan it's impossible to be successful.

awesome and congrats on becoming Agent i believe obtaining a real estate license is very essential instrument in the investing world. a year ago i took real estate exam LA. now i am a real estate agent/investor. likewise i have the same goals my objective build a real estate empire. quick question if you don't mind why Arizona?

This past weekend I installed additional wifi and instrumented my pool to monitor and log the temperature over the internet.I've got two questions for everyone1.

Literally, I don't even listen to music while I workout anymore.