Ayodeji, I think if a property (Large or small) does not meet the 1% rule you'll be hard pressed to turn any real cash flow.

For example, my ranch in San Diego was previously owned by a very famous (and wealthy) business man.5) Have it professionally photographed with people enjoying the benefits of ranch life6) Hire a publicity person to get press releases sent out coordinated with area events and it her announcements.7) Hire a real estate agent linked to celebrities and high profile people.

To mention the person, press shift key and press @ than type the person's name you are trying to send a direct message to and you will a small box pop up at the bottom of the post box so just click that and wallah. 

True, a four unit is considered multifamily but you would be hard pressed to call it an apartment complex.

You will be hard pressed to get a lender to let you go in with absolutely no money down.

There are many threads here on the issue and you may want to check out the NOLO Press website of purchase some of thier books.

I also don't want to have the look of insulation pressed up against the window, so not sure what to do there.

Buy a copy of Capital Press, and in the classified, there will be a nursery section where you will find where you buy plants 100 at a time at whoelsale prices.

I stayed away from Hamilton to start with because I hate the traffic in and around the city and thought it would make future management an issue since I have no intention of living, there, research suggest its a strong market though its number 2 behind kitchener and cambridge. http://www.reincanada.com/aboutus/media-news/press... 

Pressing forward I am determined to be a real estate investor.