Below is a chart showing the number of units available vs. the year in which they were built.

The consequence of that might be precisely what you’re looking to avoid.

I was in the County office yesterday, and noted a chart predicting a 15,000 unit shortfall in homes in 2030. 

It seems like the classes are determined by community opinion.So, is there like some guide chart to know what type of fico score to expect for each class? 

I made a chart below to try and make some sense of this.

AllenIt's put out by NASB which is involved in lending to Solo 401ks and Checkbook IRA (or IRA LLCs).It's cheapest on their site.It has great charts and tables showing UBIT and UBTI as it relates to an IRA.I've used them for non-recourse loans and I have both 20 year and a 5 year arm depending on the numbers that worked. 

So, do I know if the chart is correct?

@Zachary Gwin Got a bar or line chart showing  number of members joining every year or month?

I expect these properties to hold up fine should a downturn occur and then can pivot as the overall market moves.I personally feel that diversification and the ride it out strategy is middle class baloney that knowledgeable active investors on BP do not have to precisely follow because they mitigate risk in certain asset classes with knowledge.  

My point precisely.