I originally thought the HELOC was something like a refinance with a line of credit, not that it was another loan on top of your first mortgage, so is there something that can combine both LOC and refinance so I can get better terms rolled into the advantages of pulling when I need it and replenishing (I assume?)

Tomorrow I am going to the store to replenish the 9mm.

You would try to spend every penny, and use it all, because you knew it would be replenished in the morning, right?

This replenishes the $22 he spent on the house out of his own pocket and gives him $10 more to either invest in the next house or to replenish his starbucks card

So, I am on a kamikaze course this year to knock out my credit card debt, replenish my savings, and find one of the great deals that I have missed out on the last couple of years.

I'm thinking about providing a "welcome basket" with all of those items, but then leave it up to them to replenish them as needed.  

Thanks for the feedback- I think the point about being underweight in one of the investment classes to find a deal is a good point, you can always replenish those funds.

(You don't have to actually remove the money from the bank account)Send them a notice itemizing the amount deductedIn the notice state the remaining balance of their security depositState that they have 30-60 days to replenish the required security deposit balance or they will be in violation of their lease.  

Tank bolts eventually rust out, and because the water to the tank is constantly replenished (unless the shut-off is turned off), this can lead to lots of water being put onto the floor (and flowing through flooring wherever it is not water-tight).

If you do have a cap-ex hit you can then replenish.