Towards the end of the year I was down to my last couple of grand until I had finally seen the results of my prospecting throughout the year.

That is a safe harbor from the IRS with a couple of caveats. 

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

My partner and I have a couple units we manage as well in Washington DC.

The best way to learn about how to really invest in real estate is to read books, listen to good podcasts, and pair that with going to in-person meetups so you can see people just like you, married with 3 kids, who are making it work for them.

I have sat in a couple of those meetings, they sure say no a lot.

I got a couple in my own portfolio that I also manage (I have a management company).

Show where their money is received and where it is being held now.A response like this coupled with your inability to issue a refund in dollars makes you sound like a Ponzi scheme that's about to implode on itself.

Couple this with the "Cash Distributions from Capital Transactions" clause and you begin to see the real problem.

There are a couple of ways that you can address the 1031 Exchange deadlines.