For the last part, why not use a separate calculator (that allows for additional payments) and compare it to the AIO so you have an apples to apples comparison of the total P&I payments and payoff timing forecast.

If there is no match there is honestly no reason to tie your money up with them especially if the returns are lack luster.

New construction SFH starts in the 300’s and while those won’t meet the 1% rule in the first few years of ownership, they will eventually and the lack of maintenance keeps costs down.

Does this reflect a lack of interest or a lack of lots being available?

What’s more frustrating is the complete lack of available support.

There is no lack of opportunities for deals, there is only a lack of EFFORT, a lack in the "get off the couch and DO something".     

It starts a vicious cycle and a lack of trust.If your partner is unsure, help educate them on your why and see if it resonates.

@Joe S.This is a “know your audience” responseIf you are around a bunch of college professors and they are technical then yes you can pull out all the big words - but as you mention many will try and use these big words in a convo and they scream newbie because it’s apparent they lack some knowledge as they are creating word salad with what they say.I just tell people be yourself

Good thing one constraint to home sales — the lack of supply — is easing.

Credit is important, but your lack of experience is going to make lenders wary of being super aggressive.