With that being said we tend to see a lot of CA buyers relocate here for the lower cost of living including lower home values, property taxes, insurance, no state income tax, gas prices etc.

There is an offer to buy but if I include everything I've spent over the years, mortgage P&I, taxes, insurance, HOA, and recent repairs, I will just break even.

If you have insurance, generally, there is mold remediation coverage. 

What kind of insurance do you use? 

Kalamaras, we were ready to close your file, we needed to change Title Companies as your Title Agency was refusing or could not add proper endorsements because of their Underwriting Insurance Carrier.  

There i a bit of research that needs to be completed early on in order to get a good judgement on the feasibility of this; from there, the "Official" way to ensure you could pursue this would be to request a "Zoning Opinion Letter" to receive an Official decision from the Department of Zoning in order to ensure this will not cause any issues during your permit review. 

Can you suggest an insurance company and contacts for our rental houses?

Taylor sent multiple email inquiries to our insurance provider asking what risks their policy covered.

You’ve already taken a decisive step by proving your reliability to friends and family, which is huge.

That's $1,600 per month plus to pay debt, plus at least $400 in taxes and insurance.