The new buyer would have to honor the pre-existing oil rights of the oil company.My question is: is it possible to transfer oil rights but not mineral rights?

By then they are usually dodging calls and would just as soon I forgot they existed. 

For example, some areas SFH may exist but the clientele that move into them have to be comfortable with the neighborhood dynamic.

You do have to qualify and be accredited in most cases to join such clubs, but they do exist.

But a realtor will not know these underlying lots exist and for sure wholesalers wont have a clue.

Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.

But I have never seen a situation were the concept delivery and accompany contracts and paper work was as Poor as this or non existent in many cases. 

Here are the playersMe - OwnerOG Developer - Original Developer that improved property before I purchasedNew Developer - New Developer currently building a new subdivisionWater District - Own the vacant land that my sewer line runs acrossCity - Well, The cityTimeline:2007 - OG developer purchases large 1 acre lot with an existing house with the intent to subdivide and create a small PUD.2008 - Improvements are made (new street, sewerlines, storm, power, water) are brought into the subdivision. 

Not as saturated as other markets. 

You'll only be able to cash out a certain percentage of that existing equity.