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Updated 3 months ago on . Most recent reply

Should I Refi?
I bought my property last year September. I wanted to refi but I am unsure of the 1. the process 2. is it the best call? due to it only being a year and not much equity in it. I understand alot variables contribute to this question so if you're free please pm. We can hop on a call
Most Popular Reply

- Lender
- USA
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Hey April -
Refinancing after a year if there's limited equity depends on your goals—lowering your monthly payment, cashing out, or switching loan types.
The process usually involves checking your current loan terms, appraised value, and credit situation. It's worth considering if rates have dropped significantly or if you're looking to pull equity for another investment.
Happy to chat more about your situation!