I have been looking as well and have started free trials for both JookSMS and EZTexting.

@Chad Hale Because my accountant has access to QBO, and my bookeeper breaks down all the PM monthly reports into QBO each month, there is no need for me to send monthly/annual reports to my accountant.

It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residenceGood Luck & feel free to PM me if you have any questions. 

Please feel free to reach out to me and my team if you would like to come up with a game plan and build your buy box. 

In the Bigger Pockets free book, "Real Estate Rewind", as one of the 11 co-authors I wrote about one such Tax Sale purchase and made money but not enough money to warrant the risk involved.

@Felicia Vinces it sounds like you missed our Year End Live show and Podcast of "Real Estate Notes Show' where 2 15 year experience note investors break down what makes a note valuable.  

Check out FilePlace, where user-created forms are available for free.

You'll spend some time watching the videos and in return you will get some free education. 

There are some very aggressive investors that refi into interest only products to free up even more cash in the short term - this can be much more risky though, so not recommended if you are not very experienced and have large reserves.

If you ever want to chat, feel free to reach out anytime.