@Shawn Tuma & @Chris KayVery difficult in today's market to cashflow putting 0% down:(5-10 years ago it was possible, but prices have increased faster than rents.Your best bet is to find a property that needs work, but will still pass a VA appraisal/inspection. 

Don’t limit yourself geographically.  

However, with limited cash available, you’d need to ensure the return justifies the upfront expense.

We have a lot of fix and flippers who are really looking to scale, and understand that access to capital is their limiting factor.

Limiting those expenses is a significant part of landlording!

Your credit limit on an unused card will not generally affect your scores.

You’ll also find out when you talk to previous landlords.My policy is to never rent to a tenant with an eviction on their record, though some landlords put a time limit on it such as “no evictions in the past five years.”

I bet they wait until January or February so they don’t have to pay the tax on those gains for another year (which is why we may be seeing less selling this month than in a normal cycle).

But if the OTA has a significant market share, there are limited options for the host.  

Your best bet is probably to get your real estate license and start actively being a real estate professional or buy a STR in your market that you can physically be at on a regular basis.