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21 January 2025 | 18 replies
A monthly fee (typically around $5-20/mo) is added on to the payment.
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22 January 2025 | 21 replies
Hi Brad, I believe a 401k loan may be helpful in terms of putting toward a down payment if needed.
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12 February 2025 | 13 replies
Would love to have a reliable person to help free up some of our time to focus on growing the business.
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28 January 2025 | 8 replies
1099, social security, trust payments, annuities, etc?
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3 February 2025 | 26 replies
We are a small partnership with 4-5 properties currently, but we are growing and hoping to find a reliable lending partner that we can do repeat business with.About 3 months ago, we successfully completed a BRRRR deal where we had excellent numbers, over a 1.25 ratio at 75% LTV, our guarantor partner has an 800+ credit score, and we had no issues qualifying for the loan.
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3 February 2025 | 27 replies
Starting local offers hands-on experience and control, ideal for learning the ropes, while out-of-state investments can provide better returns but require a reliable property manager.
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20 February 2025 | 1 reply
Successful flippers are:- Building relationships with reliable contractors- Ordering materials well in advance- Being strategic about which renovations will truly deliver ROI Regulatory EnvironmentRecent changes to Phoenix building codes have emphasized:- Stricter energy efficiency requirements- More rigorous inspection processes- Additional permits for certain types of renovationsBe prepared for longer permitting timelines than in years past.Financial ConsiderationsThe financing landscape has evolved significantly:- Hard money lenders are offering more competitive rates (7-9%) than the 12-14% seen in 2022- Several Phoenix-specific investment groups have emerged that pool resources for flips- Traditional lenders now offer more renovation loan products tailored specifically to the Arizona marketThe Bottom LineThe Phoenix market in 2025 offers solid opportunity for house flippers who approach projects strategically.
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18 February 2025 | 3 replies
Sometimes, the more old-school approach like posting on local community boards can help you find reliable tenants.
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24 January 2025 | 3 replies
Can a down payment assistance program be used with the 203k?
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9 February 2025 | 15 replies
I have two: one is my primary residence that I also use as an STR, and the other is a leased rental property that I manage remotely.Since I'm out of town, I'm finding it challenging to manage things like finding a reliable handyman and getting help with staging.