Tax reform miiiiiiight be playing a role in this as well.

Maybe he committed the crime 20 years ago and is now reformed.

Personally, I would not change any tax strategy based on the 2025 sunset of the tax reform, because it is not certain, and some say not even likely.More broadly, long-term tax planning is a flimsy business.

With the tax reform bill from 2017, there's a cap on the interest deductions that you personally can take so you might not get the same deduction if you're using a HELOC.

I believe this was changed under last year's tax "reform" bill, but may not have been a permanent change.If I remember correctly, you can take the CapEx as expenses or 50% or something like that.

Your net investment income is your gross investment income (less your fully deductible  investment expense)Your do not have to deduct miscellaneous investment expense from your investment income as tax reform took that deduction away.Bottom line: you can deduct the interest if you itemize but limited to net investment income. 

Grade inflation & price inflation are real things and I believe there is a need for reform in the education system - that being said learning finance & getting the piece of paper still hold some value. 

Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?

Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?

Episode 113 – Jay Papasan - Very practical slow and steady advice Episode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I strongly recommend all the tax advice given by my fellow CPAs.Amanda HanBrandon HallTax Reform Update – Brandon Hall and Amanda Han Linda Weygant GuidesUltimate Beginners Guide Forum StickiesBP Calculators or spreadsheets uploaded by membersMy Favorite Books I have to say all of the BP books…right?