I’m just wondering if anyone knows of a carrier that doesn’t limit the number of properties they will insure.I’m covered for a few more days because my agent didn’t even know of this policy when they wrote me a binder for unit six.

So if you have a policy that says you wont rent to applicants with prior evictions then you hold to that. 

I went with Vivint.com they have a great smart home system no wifi needed, streams on your phone in real time anywhere you are, tamper protection, security alerts and motion detectors and will notify policy if you have a break in.

With Allstate’s RCV policy (not ACV), they estimated the rebuild cost at ~$1.3M.

If so, you should also look into the insurance requirements during construction (both builder risk as well as the GC's policy, but particularly the GC policy).

We are working on getting a new insurance policy for one of our properties. small 3 unit property on the Oregon Coast.

Having your son involved in the loan, title, and insurance policy does have both benefits and drawbacks.

. - Phase 1 (October 1, 2021)Applied to new policies or existing policies that opted for early renewal under Risk Rating 2.0.- Phase 2 (April 1, 2022)Applied to all remaining existing policies, transitioning them to the Risk Rating 2.0 methodology upon renewal.The new system replaced the decades-old approach to calculating flood insurance premiums, aiming to provide fairer and more accurate rates based on individual property risk.Before Risk Rating 2.0, flood insurance premiums were mainly based on whether a property was inside or outside a designated flood zone and its elevation on a map. 

You may get away with using that kind of policy for a full-time investment STR. 

Note if they are found to have a ESA letter not compliant with AB468 or that PetScreening.com indicates is not from a legit source, they forfeit their application fee.Our ESA policy has drastically cut down on applicants with bogus ESAs.Good luck