I shopped all of my state's CU last time so I only called the top few this time around, it does seem like the best way to go about things.

I can go on campus, my $100 storage unit, a coffee shop, etc.   

And for reference my sister is dealing with a run down house in Louisiana that has a value of about $95,000 and she shopped multiple policies with multiple insurance companies and the best rate she could get was $2500.

You might’ve rate-shopped a bit early, but it’s not a deal-breaker.

And I'm shopping on preforeclosures right now.

2) What's your favorite coffee shop/brunch place in Santa Fe?

Mobile homes can sometimes be more expensive to insure, so it’s good to shop around for quotes.Resale Value: If you ever decide to sell the mobile home, understand that its value might not increase over time.

I understand that you borrowed from VCF, but I'm curious if you talked to any local banks/credit unions to comparison shop and if they were competitive?

Let’s talk shop!

I'd recommend getting in touch with an investment focussed broker who can help you shop multiple different lenders at once.