Some lenders offer creative solutions, like a cross-collateralized loan, where they use your existing equity as security without refinancing the duplex.Another idea is partnering with private lenders or exploring a second-position mortgage, depending on your lender's terms.

Working with the city to find a solution.

Who knows, maybe your rents are $200-300 below "market rates" and that could be part of your solution. 

When so many renters stopped paying rent during COVID, companies like SureVestor stopped taking new accounts because they were facing a significant number of claimes.I personally don't see it as a good solution.

You'd be delivering BIG and powerful solutions.

It’s a great way to maximize rental income while offering a unique solution to tenants.- Value-Add Investments: Beyond cosmetic upgrades, think about adding amenities like solar panels, EV charging stations, or smart home tech.

Sharing experiences and pooling knowledge might uncover creative solutions you hadn’t considered.While it’s frustrating to feel unprotected, focus on taking strategic, proactive steps.

So instead of waiting for the problem to compound until the lease is over, the plan is to replace the carpet immediately rather than try to muck with cat urine and get it 80% clean with various other solutions.

The sale failed and he still owns it.One of the potential solutions is to use an SBA 504 loan for the real estate. 

You can see this in the graph below:The graph also shows that DOM is worst in 2024 than any of the previous 6 years:(So, you are not alone in experiencing this.Now, just don't take this as a pass to not try harder to find your own solution for this problem:)