The finished product and getting the rewards from the fruit of the labor is way down the line.

He's enjoying the fruit of his **** labor.

Apparently 50% is for my broker and the other 50% is for agent whom found the tenant.

The fees and conditions also can differ a lot, so you should try figure out first what kind of apple do you want (DP, LTV, rate) and then bring them to an apple-to-apple comparison to see which one gives you what you need for what cost (instead of accepting all the fruits that are on display from each different DSCR provider).  

I’m looking to build a strong network, so any recommendations you have for agents or property managers would be helpful.Thank you again for connecting—I’m excited to learn more about your experience and insights! 

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.  

Even if you have the down payment and post closing networth/liquidity, you will still need to meet the requirement of experience in order to get approved for agency debt.

For simple math, let's say you were like 99% of the fruit cakes on this forum--- they'll say net $10k/mo.

I agree with you about the amount of sub 2 deals out there that make any kind of sense I get the feeling investor just think these things are out there as low hanging fruit to be plucked.. when nothing is further from the truth at least deals that would make sense to me and you .. of course there are always suckers that think over paying or paying full retail just to do a sub 2 is some great move. :)  but its like any paid training the reality of deal flow is greatly glossed over.

You mentioned an hourly rate for agents, but there are a lot of tasks associated.