I spoke with State Farm, but they require plumbing and electrical panel upgrades just to consider reviewing my application.

The first applicant made $4000/month.

This is straight from the CFPB website: "Additionally, for 60 days from the date your loan servicing transfers, your new servicer cannot charge you a late fee or treat the payment as late if you sent it to your previous servicer on time or within the applicable grace period."

You will be asked to disclose this during the application process, and not doing so is concealing a debt and would be fraud. 

Also look back on their application and see if you missed any 'red flags" so this can be a valuable learning experience for you.

We accept all applications and in the case of section 8 the only real time we don’t is if the numbers don’t make sense with market rent vs HUD standard.  

Personally I use RentRedi (free with BP Pro) for management and Zillow for applications and screening.

.: I have an applicant who's going through a rental screening process A.T.M.

So, once more, please clarify how many lenders we work with and how much we charge for them to buy our leads (hint hint, there is no answer here as this is not how we work).

Not sure how many PMCs you've had bad experiences with, but we'll take exception to:"Then do a thorough research on tenant applicants (note: leaving this to a PM may be hazardous to your financial health)".BP seems to have more threads about screening mistakes by DIY landlords as opposed to PMCs.Now, if you'd have mentioned Maintenance, you'd get no argument from me:) Even the PMC industry acknowledges maintenance as one of the biggest challenges.Rereading my post, I kinda see how I sounded negative toward PMs.