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Updated about 2 months ago on . Most recent reply

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Farnaz Z.
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How to screen a tenant without a social security number?

Farnaz Z.
Posted

I have an applicant who's going through a rental screening process A.T.M. His girlfriend, in her early 20s, does not have SSN nor does she have an ITIN and she's unemployed so she cannot get screened. The guy is meeting the rental criteria income wise. They're currently renting in Denver under only the guy's name but since the girlfriend is pregnant, they need to move to a bigger place. What's the best way to navigate this situation regarding the application process as well as the lease administration? TIA for your guidance!

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Dominic Mazzarella
  • Investor
  • Hendersonville, NC
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Dominic Mazzarella
  • Investor
  • Hendersonville, NC
Replied
Quote from @Farnaz Z.:

I have an applicant who's going through a rental screening process A.T.M. His girlfriend, in her early 20s, does not have SSN nor does she have an ITIN and she's unemployed so she cannot get screened. The guy is meeting the rental criteria income wise. They're currently renting in Denver under only the guy's name but since the girlfriend is pregnant, they need to move to a bigger place. What's the best way to navigate this situation regarding the application process as well as the lease administration? TIA for your guidance!


For the lease, can you list the girlfriend as an occupant rather than a co-tenant since she won’t be a financially responsible party? This approach could keep things straightforward while accommodating their need for housing. Just be sure to clarify that she isn’t a leaseholder but is authorized to reside in the unit.

If you’re concerned about liability or want more peace of mind, you could ask the primary applicant for additional security, such as a higher deposit, depending on what’s allowed under Colorado law. 

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