Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Short-term rentals of non-owner-occupied properties will also require a special use variance which is obtainable by starting with the completion of an application in the Zoning Department."

If you choose to play with fire, that is your perogative.For your reference, here is a good primer.Here is the key paragraph:Rental discrimination is when a landlord or property manager treats an applicant differently based on the applicant’s inclusion in a protected class.

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

I suppose I'll just wait until I find a good applicant and be grateful I won't have a vacancy this time next year. 

But it is very much applicable to single family rental and residential units simply by getting bridge financing and a post transfer cash out refi.

If possible, in the future I would try to obtain a copy of a standard Condo questionnaire from the HOA prior to the mortgage application process and ask your lender to review it in advance in order to mitigate some of the time and costs risks associated.

The city made me conform to their exact permit application process which was burdensome and frustrating.

Sometimes an $800k 4-unit could be a better return than a $300k 2-unit...or visa versa. 

We add up the scores and get a total score that reflects the level of risk the applicant presents.