For example, in the New York area, especially in some hyped-up fringe neighborhoods (like certain areas of the Bronx, Queens, or Staten Island), finding a "bargain" seems easy.

Because they have no clue what so ever what there talking about, and there posting there feelings. 

Hey Jeff, Thanks for the reply.

My cost ran approx 89cents per click.

You should read through some of these numerous posts on this topic.

Are you doing the work yourself or what is your plan on tackling the operations? 

That shows real estate can be possible for anyone; in my opinion, I know everyone has unique and challenging situations, but in principle, anyone who can follow some basic budget fundamentals can save up enough for a down payment.Grateful BiggerPockets continues to bring more people into the industry!

Your Lender My suggestion to find #2 & #4 would be to go to the top of this page and click on AGENTS & LENDERS.There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

The first apartments I rented as the owner, were previously rented by the former owner at $150 month including utilities. 

Many of the people that come are members of Lifestyles Unlimited so they sometimes talk about upcoming events for members only, but the meeting is open to everyone and they share some excellent information.