We are both real estate agents and I’m also an attorney here in California.

It should buy time, and avoid legal fees being added to the balance as the foreclosure attorneys wont be involved for a while as they process you for different workouts.

If the credit screening costs $25, then you earn nothing.I believe there are exceptions for a higher fee, but you have to stick to the actual cost of the screening.I would talk to an attorney before charging more than $25 per applicant.

My attorney is drafting a contract.

Daniel,My foreclosure attorney voiced the same concern about Safeguard. 

Professionally, I'm an attorney admitted in NY, NJ and PA.

In fact, the title companies and attorneys I've dealt with during the foreclosure process were also surprised by their incompetence.

I personally don't recommend bothering with an LLC until you have $1 Million in equity.Warning: I am not an attorney, and this can be a complicated topic.

Quote from @Tonya English: I’m considering hiring an attorney for a class action suit against the scammers from Launch Your Leads that take thousands of dollars and then you never hear from them.

I highly recommend an attorney to draw one up as each state and each property can have unique issues.