I am not sure if it's just a general trend of people going offline en masse, or a sign of waning interest in wholesale discussion since a lot of bad rep is associated with it.

Just whatever makes $en$e for you.

So even though you created 40-50k en equity, now you have a balance on the credit cards still and you have your HELOC maxed out too.  

This is what we do with our slightly tighter space. https://www.ikea.com/us/en/p/friheten-sleeper-sectional-3-se...

This article covers it in-depth with some examples:https://support.innago.com/en/articles/4281933-funds-process...And this one shows how to track it in Innago itself: https://support.innago.com/en/articles/7946510-how-can-i-tra...

I've included a preliminary floorplan below.My goal with this ADU is flexibility in terms of renting it out either short-, medium- or long-term rental in the future for income, as well as maximizing resale value (main property is 1300 sq ft 3/2) to someone probably with an investor mindset who would want to house hack.My main concern is whether it's a good idea to have 3 en-suites at the expense of having a small living room/kitchen area.

It can be an aggravating stressful sleep losing en devour at times not to mention bankrupt you. 

The high net worth individuals (aka the smart money) have and are investing overseas en masse.

What we need is easier access to credit info en mass;   Who in some area is 60 days late on their mortgage?   

Below are a few links to the case.https://www.mdcourts.gov/data/opinions/coa/2024/4a23.pdfhttps://www.publicjustice.org/en/news/supreme-court-of-maryl...