I think our last resort is another private loan.

last resort, insurance commissioner.

it's really difficult to rent a timeshare, i'm not gonna lie, some resorts sells you nothing but lies, telling you that when you get tired of the timeshare, or when you cannot pay it anymore they will help you to rent it, but it never happens :/in my experience, i just can give you a good advice and it's trying to rent it by your own, but in case you are looking to hire someone specialized, just make sure that they're not going to scam you asking for upfront payments!

Have you thought about getting a property near a ski resort in the Catskills (Hunter/ Windham)? 

Purchase price: $380,000 Cash invested: $76,000 3 bed / 3 bath condominium at 24 acre resort on the bay in Orange Beach.

and as a last resort i try using a little spanish on them but they usually don't understand spanish in india!)

MEDIATION: Buyer and Seller agree to mediate any dispute or claim arising between them out of this Agreement, or any resulting transaction, before resorting to arbitration or court action.

I think I have dealt with clients who probably research buying what type of Flat Screen TV they want to buy more than what resort condo they are to buy (and this has always blown my mind).

MEDIATION: Buyer and Seller agree to mediate any dispute or claim arising between them out of this Agreement, or any resulting transaction, before resorting to arbitration or court action.

Using HMLs for purchase money, IMO, is a last resort.