wholesale marketing of real estate

[Martha Maxim]

I looked into wholesale marketing of real estate and was wondering if I could use some of the ideas to buy my own home. I will be a first time homeowner. I was wondering if I could buy a house with cash by taking out a short term high interest loan (called hard money?) and then turn around and refinace it to a normal loan. The question is - will I still be a first time buyer if I have already bought with cash. Are there any lenders that you know of that are good at this kind of creative financing?