I vote for DFW too as a true diverse economic hub.

Cash flow has been great, never had to deal with vacancies longer than 1 week as the rental demand is strong, and a diverse pool of tenants.

thanks in advance for your responses Yes Saman, I’ve had house hack SFR houses that had 5 long term leases (rooming house or rent by the room) on conventional and FHA loans, however on VA or Veterans loans I was only able to use 1 lease for a 1 unit property (more conservative calculation or interpretation).Hopefully you’re considering Conventional scenario as this seems like a non owner occupied property.The consideration of STR or short term rental income or rent by the room varies with each loan product as you’ve seen above so its important to plan in advance and establish your game plan with options A, B, C so you have a diversity in options when you’re trying to figure out how to achieve the best ROI on time, money, acquisitions, or etc.

Jacksonville has a decent diversity of industry, has homes within my buy box and is of course in a business friendly state which is the reason I am considering this.

But of course, as a newbie, I'm anxious to learn about as many facets of the industry as I can.I'm a long-time lurker, but first-time poster to the BiggerPockets forums, and am excited to get involved with such a diverse, active and engaged online community.

Commercial financing is very diverse and since the loan is usually held in-house (especially at local Banks & Credit Unions), it is up to each individual institution as to what terms they will offer.

It depends, Springfield is such a diverse town, it all depends on your criteria. 159k can be high or just right.

We are looking in central, south and eastern SD county so I feel like we are seeing a diversity of properties. 

Atlanta tends to lag the West Coast and hotter markets because of our diverse economy and huge number of millennial migrants.  

You'll find the most helpful people here and diverse range of investors.