When I went through grad school, no one promised or even implied that I would become wealthy, but gurus do.

That was not what I was implying in my original post.  

Presuming the $399 is borrowed as you imply. 

It’s a great ‘no’ orientation question and implies loss, they will reply.

I didn’t think to get a home warranty but to call it gambling seems to imply that it’s always a bad idea.  

The logic Andrew is presenting is naive at best or career threatening at worst.To have the big cheese at the company then draw into defending the company plus filling in the gaps implies the new employee has started out of the wrong foot.Clearly Andrew if not Blue Moon has taken a hit which did not need to happen.

I use freewebs.com As the name implies, it is free to set up and build the site.

You seem to imply that the aggregation is somehow relevant for the ToB determination, and I don't think it is. 

If you spend $100 at Costco, you get 4% back and you will have $4——-Correct @Joe SplitrockI was not implying you’d have $100 you just spent at Costco.

The answer is YES It could be a violation because the ad could imply that “couples first starting out are childless and therefore, families with children may feel excluded.