First off, no offense Taz but the advice you keep handing out is as usual not based on fact rather than opinion.

I have an acquaintance with Obama's exact personality...a career criminal. loads of charisma, everyone loves him, don't believe a word he says. don't let him in your house or anywhere near your money or friends phone numbers. no offense to Obama but he's got a lot to prove before anyone who has any real knowledge of money management will trust him.

No offense to a the hard money lenders on this site, but I am over hard money and have been looking for a silent partner/private money lender for almost 2 years now. 

No offense to realtors but they are soft, human and often un educated outside of the RE exam.

@Bastian Krause I am a big proponent of "think globally but buy locally" and a big fan of the BA market. 

Kenneth, if you’re trying to determine how much of a loan you might qualify for on a new transaction, every bank is different but generally speaking, banks will typically analyze your global cash flow – income from all sources and all liabilities – and consider the new property’s cash flow to determine how much to lend you.

Sounds like you have a construction background, that can mean a lot of things to a lot of different people - NO OFFENSE.  

I am a commercial interior designer for a global architecture firm and serve on the Young Leaders board for CoreNet, NJ.Strange as it may be, I've wanted to be a landlord since adolescence— so be it.

Directly from our website:"As a general rule, we do not rent to individuals with extensive criminal backgrounds or serious past offenses, those with active bankruptcies or a history of evictions.""

@Tim Uittenbroek  Welcome to the site and global world or Real Estate.