I have their business cards, but haven’t used their BLOCs.  

They'd be a partner and help provide solutions to operational challenges when scaling, we'd bring tech in like Breezeway for scheduling, give them a company card with spend limits to buy supplies, they even ended up landing a deal with a local laundromat to wash and fold there after-hours to make their lives and ours easier.Truly a win-win. 

What is the credit card merchant fee?  

They might be great, but we were only 9 minutes in before the conversations turned to "what credit card are you going to use."

And I can’t link a debit card from that bank.

I don’t have a credit card or score by the way.

They could be here legally (visa, whatever) and waiting for their green card.

I bet you did not have that one in your bingo card...

Obviously, dont put an unqualified person in there, but with record credit card debt in America, and a worsening recession on the horizon, one can expect much worse credit scores across the board vs 5 years ago.I have struggled to place tenants in my properties before, and have fixed the issue by adjusting my screening parameters. 

I accumulated about 50k in bills/expenses on cards during that time  and another 50k doing renovation on both rental property and my primary residence.