Like @Collin Hays said, it is being driven more by neighbors tired of poor STR owners not keeping things sorted.We only look for places in vacation areas with a long history of owner driven STRs vs big cities and the like.

Without knowing your transaction history I stand by what I said.

If they don't have prior landlord references, that's a valid excuse for not moving forward with their applications - you simply want more rental history.

Private lenders tend to focus more on the value of the asset or project rather than your credit score or financial history.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

I've been a real estate investor my entire life, doing my first deal as a senior in high school ($5,000 mobile home).

We could come up with basically what the mortgage industry would call "Transaction Histories," but not "Bank Statements."

Northern NJ is not the best place for retirement but it is a great place to raise a family due to the great schools and for those needing easy access to NYC.

BP has built a great selection, all of them worth reading and that will help you build foundational knowledge.To answer this one: the words from old school investor Dolf De Roos "seldom sell" and you will find a lot of post on BP from people who regret selling properties in the past.

These I have found are real, striving parents, working their butts off to provide the best housing and school system for their children.My ethos in this approach is exactly why we at LaPlante refer to them as Residents, as we consider "Tenant and Landlord" to be dated terms and rife with negative emotion.