We just have to change our mindset & strategy to some degree as the lending world and market shifts. 

We had a week of 12 to 29 degrees below zero. 

I like to maintain a degree of diversification and liquidity, and although I like RE, stocks, especially retirement stocks, have some really good benefits as far as tax deferred growth and tax free gains.As far as your 2 beliefs - I think it's more that those who track their net worth likely have better financial habits and responsibility than those who don't.

The only option with some degree of control and safety is Short Term Rental. 

Here's the difference between the two - a CPA typically has to have a bachelor's degree in accounting and masters level of education then pass a series of difficult accounting exams, while an accountant may have zero qualifications; this could be your local bookkeeper who learned everything on the job.There is also an Enrolled Agent.

It seems just about every which angle to invest in yourself is under siege to some degree to another.

THENCE ALONG THE NORTH LINE OF SAID SECTION 11, NORTH 88 DEGREES 25 MINUTES 56 SECONDS WEST 825.24 FEET TO AN EXISTING IRON PIN.

I went to college and got my degree in Fire Service Administration and right around the time of returning home, I got the Real Estate bug myself!

Census data - median household income, employment stats, bachelors degree percentages, crime, vacancy rates, appreciation2.

Therefore the property types that are the most favorable to generate bonus depreciation will be those with a high degree of what the tax code refers to as "land improvements".