As for vehicle vs RE, I agree this was a vehicle but the peace of mind was unrelated. 

It would lead to less conversions, just keep that in mind.

Nobody in their right mind is lending 90% on investment..Sell the thing or bring in cash. 80% Max LTV.

It seems like I need to check further away from the DMV area.My feelings are if you want “cash flow” you should buy a bond (I really like the tips rate right now) there is next to no reason to buy real estate for cash flow, if you are going to buy you should buy with appreciation in mind, which is not to say that’s the route I’d go, I’ve been liquidating properties to put in stocks and money market funds over the last few years and u just did the math and I’ve come out well ahead, but just to say there are arguments for stocks/bonds, there are arguments for levered appreciation, but the cap rates pretty much anywhere aren’t worth it vs an inflation protected bond, especially since a 3/rd of inflation is real estate anywhere, you could get “cash flow” and inflation protection much easier through a tips.

It could complicate coverage in the event of a lawsuit as well.The landlord absolutely can ask the tenant to be named as an additional interest and this gives peace of mind that in the event of a claim the tenant would at least have potentially recoverable funds.Does this mean that landlords are never added as additional insureds?  

Completing the setup will likely lead to smoother operations and peace of mind in the long run.

Many coaching programs include group sessions, masterminds, or events where you can connect with other like-minded investors.

Some will shed most is not all of their rentals and just do lending .. personal choice.. some things to keep in mind ONLY do first loans. 

I know of some folks in KC and Memphis doing new builds like this, but they are doing it within a much larger and long-term project that includes upwards of 300-500 units built over the course of 5-10 years.Assuming you're looking in Columbia, do you have a "B+/C" neighborhood in mind?

Curious as to how you keep your goals "top of mind" and track them to keep yourself accountability.