As for a generational lineage plan, it's best to assume at a future date you will liquidate EVERYTHING, roll it into a fund of some type be it in syndications, W.S. or what-not, and than the heirs will "manage the managers" as this is the most realistic long-term multi-gen inheritance structure.     

The only problem is that my liquidity is now completely tied in my property.

If you don't have the liquidity to purchase the property your other option is to finance the acquisition but how do you obtain financing when you can't even show sufficient down payment funds/liquidity on your PFS?

Why buy a $900K home to only clear $500 a month when you can buy a $250K duplex that offers the same cash flow.The price to cash flow ratio has to make sense if you want to maximize your capital and spread your liquid reserves for down payments.

Seems you will spend your liquidity on one property with the info you’ve shared.

I would suggest you build up a bit more liquid assets just to diversify and also have assets you can quickly access if needed.

A minimum 20% down payment allows for more cash flow but higher monthly payments. 25% down offers better interest rates and lower monthly payments, while 30% down can improve cash flow but reduce liquidity.

It is a liquidated amount covering only part of Landlord’s damages—for Landlord’s time, effort, and expense in finding and processing a replacement resident.

Let me know what you guys think I have about 70 K in liquid cash $250k in a heloc , so total is $320k I’m working with Option 1: Go 5% conventional on a two family home which would be about 90 K with down payment and closing costs , I am preapproved for 950 K .

If you seller finance you no longer own the property but instead own the note which are more passive, no repairs, no maintenance, no tenant calls, little to no liability, more liquid (can sell faster to get your money back if need be), very scalable and less cost to manage the asset.