I have one coming over this morning for an installation quote, but I'd like to gather a few more quotes to compare pricing.

@Veronica HanigerGood morning.

There are definitely pros and cons to each so I figured I would just lay out a few benefits and personal thoughts: Small banks/brokerages:Pros:- Some regional knowledge of the market- Possibility of more creative lending guidelines with bank specific programs- Sometimes they have competitive rates for their areaCons: - weak balance sheet (more strict on some guidelines, no wiggle room, inability to be flexible or grant exceptions because they cannot afford to hold less than perfect loans)- Can't scale with clients to different markets- Usually limits exposure to individual investors (they don't want one investor to be too big of a portion of their balance sheet)- Lack of experience with multiple solutions (tend to have 2 or 3 loan products they sell and are too niche to provide tailored solutions)Large banks/brokerages:Pros:- Large compliance departments that understand individual market guidelines (typically each state has specific lending guidelines that augment the national baseline)- Ability to scale into multiple markets with same lender (licensed in many states)- Impossible for individual investors to "outgrow" a large bank's balance sheet (not concerned with one investor's concentration)- More lending solutions available for different scenarios- Often comparable or better rates given the game is volume basedCons:- Can be more difficult to get fast responses if the bank/brokerage does not have good follow up systems in place (or if the underwriting/processing staff gets overwhelmed)- Bad large banks can feel less like a relationship and more like a cog in a factory (less personal)Overall, I have worked from both and worked with both as a loan officer, branch manager, and as an investor/client myself. 

I just completed "How to Invest in Real Estate" this morning, and am now diving into "Rich Dad, Poor Dad" now b/c of allll the accolades.

SWOT stands for Strengths, Weaknesses, Opportunities, and Threats.

If you master all that, you know exactly where you are, what your strengths and weaknesses are and then if you still feel like you need coaching, reach out to them and go for it.But don't get impressed with  "being approached by reality TV, and written 2 books being a master landlord, and being awesome at whoelsaling and.. and,. and.,."

I think people are blowing it out of proportion. 2, it will eliminate weak agents from markets (In my Opinion)

Good morning “Upstate” crew,I originally posted this in the wrong thread (I think) so I’m reposting this in the Upstate NY group to better target the Binghamton area.

Good morning BP crew,I’m a local investor here in Binghamton NY.

At this point, between the flood of posts (more on that below), those posts being very similar in content, the owner and staff admission to sending people here to post, then DM'ing me to invite me for a Zoom call, then ghosting me, after clearing my morning from my W2...