I am also trying to figure out the regulations with my HOA, but I don't want to ask specifically the reasoning so I skimmed the C&Rs and my deed but couldn't find anything that is clear.

Why buy the Cow when you can get the milk for free?

many states have enacted any equity skimming laws as it relates to those in foreclosure.. you need to check you state laws but Hawaii being Hawaii I would not doubt they exist.the issue was there were many flat out crooked companies doing foreclosure bail out.. you know send them 1500 and your troubles go away only to have the company pocket the money and do nothing.I can't tell you how many homes i bought at courthouse steps were this was the case and the owner who lost it said   YA BUT I paid this company...

If not, sorry, but if the only compensation is seeing my name in lights won't allow me to buy milk and eggs down at my local Safeway. 

I’m getting a property I’m planning on getting through seller financing, it’s a single family home that I plan to live in and may rent out one day but don’t know for sure. and everywhere I’ve looked it seems the refinance part of the deal gets skimmed over, what kind of loan are you acquiring when you refinance?

I had a tenant in his 80s that kept imagining someone at the foot of his bed or people breaking in and stealing his milk and t-shirts.

When you're trying to milk machines 10+ years past their usable life repairs end up costing an arm and a leg.

Quote from @Chad McMahan: Quote from @Matthew McKee: I'm not giving any legal advice but in the words of Timothy Ferriss "Better to ask forgiveness than beg for approval" -Four Hour WorkweekJust quoting a book but in case the beginning of a one sentence sentiment was skimmed over The Four Hour Work Week also has speed reading techniques.Stay Classy BP Yikes!

You would milk this property for the cash flow and never pay it off.

MILK it.