I recommend you work with a mortgage broker that works with 220+ lenders to help you shop for the best lender for your situation! 

But sometimes I take it to a shop and have them handle it.  

I would strongly encourage you to shop around for other options for this particular scenario.

This is something you can shop for, so you can call title companies to see what is normal. 

With your excellent credit and a solid down payment, they may be open to adjusting their rate, especially if they know you’re shopping around.Explore Non-Traditional Lenders: Some private or hard money lenders could offer lower rates for DSCR loans, particularly if the property cash flows well.

Should I shop around with a broker?

We have an operational general contracting business here in Chicago, but we are slowly building technology solutions around it.Always looking to connect and talk shop around tech and real estate...would love to connect!

I'm shopping lenders right now.

And, of course, shop with at least 3 lenders.

In 2024, back-to-school and back-to-college spending has dropped as consumers adopt a more cautious approach following the pandemic surge. The National Retail Federation (NRF) reports declines of 6.5% in back-to-schoo...