Yes it applies, What they are saying is that while the check amount does not accrue interest, if you buy something else with the card you will be paying interest on what you bought from the day you bought it.  

Out of curiosity, what was the debt on?

It goes on like this until the balance disappears in penalties, and the credit card company settles for the terms under contract law or the company who assumed the debt takes them to court and sues for the outstanding debt they accrued in penalties.

Out of curiosity @Lindsay Denny, did you change your mind completely on West Philadelphia? 

I have no experience in real estate (besides REITS) but have been playing with the stock market for years and eventually my curiosity lead me to real estate investing books and brought me HERE to BP!

Out of curiosity, I googled the bank branch where she worked, and it didn't exist.

kinda curious....i feel renting is probably my best start once i get into this, mostly because i have no knowledge on flipping and such. But to the question....what is the end game with renting? Do you hold the proper...

It's good that you're interested in learning now, and have such a curiosity.  

Out of curiosity do you also have investments back home in the Netherlands, or thoughts on the market there?

That will control your curiosity and then they will control you content.