Sometimes you need somebody that isn't afraid to call your baby ugly, and that is what your HM lender is there for - they are putting their money into your deal, so they will be tactful but they will be straightforward if they think your ARV or renovation numbers are a little off.  

Willie Nelson has a song "I am my own grandpa".many many years agoWhen I was twenty threeI was married to a widowWho was pretty as could beThis widow had a grown-up daughterHad hair of redMy father fell in love with herAnd soon the two were wedThis made my dad my son-in-lawAnd changed my very lifeMy daughter was my mother'Cause she was my father's wifeTo complicate the mattersEven though it brought me joyI soon became the fatherOf a bouncing baby boyMy little baby then becameA brother-in-law to dadAnd so became my uncleThough it made me very sadFor if he was my uncleThat also made him the brotherOf the widow's grown-up daughterWho, of course, was my step-motherI'm my own grandpaI'm my own grandpaIt sounds funny I knowBut it really is soI'm my own grandpaMy father's wife then had a sonThat kept them on the runAnd he became my grandchildFor he was my daughter's sonMy wife is now my mother's motherAnd it makes me blueBecause, she is my wifeShe's my grandmother tooI'm my own grandpaI'm my own grandpaIt sounds funny I knowBut it really is soI'm my own grandpaNow, if my wife is my grandmotherThen, I am her grandchildAnd every time I think of itIt nearly drives me wildFor now I have becomeThe strangest case you ever sawAs husband of my grandmotherI am my own grandpaI'm my own grandpaI'm my own grandpaIt sounds funny I knowBut it really is soI'm my own grandpaI'm my own grandpaI'm my own grandpaIt sounds funny I knowBut it really is soI'm my own grandpa

I would rather keep the family comfortable while we have one finish high school, one finish middle, and the baby (11 months ) have a stable place to call home.

If rent*75%-PITI is a positive number, that's nothing but qualifying income ("nothing but net baby" is my pun that I like to use -- get it?).

The assumable takes about 90 days to get through and these clients have a baby coming in January, so sooner rather than later would be great on this!

First month baby daddy leaves, her bank account was hacked and is being a play catchup ever since.

Now his baby mamma calls you and says that you're responsible for him as an employee since he was using your tools and working hours defined by you.

Home ownership is lowest in 50 years and millennials and baby boomers are entering the rental market.  

Watch my new born grow.

They are larger than the baby boomers and the bulk of the group have not hit the workforce yet.