I suppose I'm interested in seller financing if we could agree upon a lower interest rate than what I could get through an FHA.

Perhaps they overlooked it - and I hope won’t try to cover for it (which, if the record shows the form went to them, they should come clean to you about.)I can’t imagine that this is different from CA, where each party is supposed to serve the other with documents they file with the court - they can’t just say “Surpruse!”

I suppose I should have specified, but I am looking to invest in the US as the limitations and opportunities in Canada for the criteria I am looking for; Class C, Construction 1980's and newer, Price $12M-$17M, with 100 units or more is highly challenging to acquire, here in Canada.

I was supposed to be getting weekly updates/ pictures and the project is supposed to end October 31.

the refinance is supposed to pay off all the loans and cash used.so if you use a HELOC for the down payment and finance the rest - that puts a lot of pressure on the deal because you're paying expensive financing costs each month.

This one does qualify for conventional financing but I suppose the only way to be absolutely sure would be to go through the conventional loan process. 

The paystub also has misspellings of the city the office is supposedly located in.So then I tried googling her, and a woman in Miami, FL with the same name does exist, but she looks nothing like the woman I facetimed with tonight. 

I suppose it would be best to ask the members of my meet up what they do.

Was supposed to close today finally but learned that 1. the lender suddenly changed three days ago, and the closing costs including pre-paids are over 13k.

@Hansel Barretono, you buy the 4 plex with a low money down loan, and live in 1 unitisn't supposed to cash flow, just offsets your mortgage with the rentsbut of course you can even rent out the rooms in your unit and sleep in the basement or on a couch or whatever