I have been with a property management company for 2-3 years in Arizona and the property is being run continuously at a loss.

PLUS, you can buy 4-5X as many properties.

You can get a "renovation heloc" which will give you a heloc based on the ARV of your property.

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

A DST is like owning a property in a partnership, but is technically held in the same name as what the old property was held.  

This is your property and your investment, not theirs.

Now the island has limited owners to one guest per month.

There are some New programs coming for 2025 for primary homes, Vacation homes, and investment properties.

Would I go to the current owners bank to see if they would allow a subject to loan? 

@Brad Kanouse,I believe this is a duplicate of this post:https://www.biggerpockets.com/forums/311/topics/1210256-usin...But regardless, here is my answer:If you take a distribution from an IRA - it will be subject to taxes and penalties.You can convert your IRA into a "Self-directed IRA" and have the IRA buy the property, in this case you are not the owner, the IRA is.