It appeals to desperation on both sides of the transaction, which also makes it a great online class to sell... 

Would anyone happen to have any suggestions on how to find good wholesalers?

Also, the insurance was a lot less on a brand new home compared to an older one. 

I imagine a T-6 is just a Trailing 6 month table that shows our rents, expenses all fully tabulated and organized into a summary table, but having a hard time finding documentation online to support that. 

do you have a PM lined up? 

Your right on both points Samuel.  

Focus on the actual deal first.

If you ask the manager to justify a fee and he starts hemming and hawing, move on or require them to remove the fee.

You can do this on foreclose properties without an appraisal.

I think eventually a VR set up will be common online or at RE offices.