My exception to the credit score rule would be if the tenant had NO score at all, which likely indicates they are an immigrant, just starting out in adult life, or a huge Dave Ramsey fan.

I'm totally newbie in real estate as a new immigrant from another country. 

I studied geological engineering for my undergraduate degree, worked with Newmont Gold Corp for some time, got bored, went to the UK to study law, worked briefly in the field and got bored as well.

Once things get back to normal, offices open, and immigration begins, flood gate of renters will open up and SF Bay Area rental (condo, apartment, multifamily) prices and rents will explode. 

Most of our duplxes were specifically built by German and Polish immigrants specifically as owner occupied income properties, so the concept of house hacking is at least 120 years old!

He said he is new to this country from UK so does not have credit and SS card.

I am a full time intensive care physician was working  London most of my life, moved to Abu Dhabi 2 years ago.I started to invest in real estate few years ago, mainly in UK, Egypt, Cyprus and Turkey.

Look at the Hotels that are getting big Government Money, our Taxes, to house all the Illegal Immigrants that this Administration has flooding across our borders.

As for the guy who hit the house - undocumented immigrant who disappeared from the face of the planet :-/

Anyone has experience with co-owning a property in Canada with a partner who’s Canadian but works in the UK/overseas.