I was then asked to leave my current brokerage a little early so we moved into the other vacant unit until the permanent location is renovated. 

There has been a lot of Buzz about this program and what it does for first time homebuyers and when it is appropriate to use.Starting from the top… You can use up to $20,000 that can be used for a down payment, closing costs, and/or permanent Interest Rate buydown.

And should I get name and permanent address for each of the carpenters that will be living there, or is that not necessary as long as there's a clause covering allowable number of people who can live there?

After passively using the forums for some time now I figured it's time to introduce myself.I was stumblingthrough yet another failing Bumble date when I realized that real estate,unlike the modern dating scene, has a certain permanence that I could wrap myhead around.

In general, any permanent structure will require elevation above the base flood elevation identified on the FEMA flood map.

Intending to live in it for a year or so with the intent to move to a more semi- permanent property at which point it would become an investment.

Any permanent insurance policy should work.

Fiance has very little desire to share space with tenants, so it looks like we'll be doing SFHs as opposed to multi-families (though I still have hope I can convince her to try it for the first property, but let's assume it's not going to happen).Tentative Plan:-Buy a SFH for $150,000-$200,000 in Phoenix area with a VA loan ($0 down), live in it for 2 years while aggressively forcing appreciation as much as possible, have one or more kids-Buy second SFH for $200,000-$250,000 in Phoenix area (upgrade reason: more space for kids) with another VA loan ($0 down) using remaining entitlement, rent out first SFH, live in this one for 1-2 years while aggressively forcing as much appreciation as possible-Buy third SFH for $200,000-$250,000 with an FHA loan (3.5-5% down), rent out second SFH, live in this one for 1-2 years, not going to try to force appreciation too much right away but instead will spend more time and money building equity in the first two houses-Refinance both VA loans into conventional loans once I have 25%+ equity in both, use the "one time restoration of entitlement" to free up all my entitlement again, rent out third SFH, buy permanent primary residence for as much as I can afford at the time (but not more than the VA maximum)  with a VA loan ($0 down) for my now large family to live in forever-Aggressively force appreciation and build equity in third SFH until I can refinance that one into a conventional loan as well to get rid of PMI, then continue on from thereSo, my main concern is affording the second SFH without the necessary two years of landlording experience.

But many states have rules that the encroachment becomes a permanent easement if it's been going on a long time.So, you have to determine if you have an easement or an encroachment.

Here in Hawai'i a lot of the residents are military and not permanently here so renting is probably the way to go for them even if it is the same or more than a mortgage.