It's great at learning the fundamentals.

I get out my handy dandy hardcore calculator and figure out that if I did a 10yr loan at 5% with them I could offer $163K (rounded) and get a PV of $100K.Using the formula FV = PV * (1 + r)^nSo in this case I want a PV of $100K (The cash offer) with an interest rate of 5% (r) and a period of 10 years (n).That seems insanely high to me to pay as a premium for a property for fairly unamazing terms.I assume I am missing something fundamental in structuring the offers.

So, and employeer has a reasonable expectation that you know the fundamentals of your field, and they will have to teach you just the specifics.

I have a very good sum of money to invest with when the time is right (hopefully in the next 3-4 years) but I don't want to waste my time as an agent if I won't be learning things that will help me invest.I know being an agent will cut my commission expenses as an investor and help me build capital in the mean time, but I'm more hoping that it will teach me fundamentals of finding a profitable investment.What do you guys think? 

This books are very strong fundamentals that walk you through this journey.

There are fundamentals that point towards more market appreciation in the long run, but in the short term, it's speculation. 

The fundamental reasons their prices are high in the first place remain solidly entrenched.

I didn't check their background, I didn't talk to the owner, I didn't check to see that they had insurance or fundamentally understand how they handled my resident's payments.

This is the fundamental problem I have with Wall Street who takes too much fees off the hard-working efforts of the middle class.

Fundamentally the deal sounds good, but I don't see anything that breaks down the expenses and your expense ratio seems on the lower side although could be right and that's what you really need to dive into.