If you use DSCR loans as permanent financing, you could be locking yourself into loans with stiff prepayment penalties that usually have a 5-year prepayment step-down penalty.

Adding an extra amenity like a theater room is a fantastic way to increase occupancy or maintain in the ranks in stiff competition. 

Also if you ever have a tenant stiff you $ that you cannot collect I know some people will send them a 1099 because they may not collect the money but Uncle Sam certainly well

dont know if they are real though but a few red flags.lenders dont reach out on facebook.. borrowers reach out on facebook.terms to good to be true  most all HML rates are within a few basis points of each other given the stiff competition for borrowers.this is a big one on their website they say they are Ohio based and make OWNER OCCUPIED fix and flip loans.. well do to any owner occuppied loan you must be state licensed with NMLS registration.. and as such by law they must put their unique identifier on the home page of their website which they dont have. 

If they are caught again, hit them with a stiff penalty and/or termination.

Find a way to talk to that guy like you talk to you friends, neighbors, co-workers...just a normal conversation without being stiff armed. 

@Charles Huang,Yes - most gov't insured and other low-down loans require you to owner-occupy for at least a year.Don't try to fake it - the penalties can be stiff.

Lots of investors who never considered buying outside of Austin are now actively working the suburbs as the competition is stiff and the margins are getting quite thin. 

I would require an escrow hold back with stiff penalties.  

They all require high quality workmanship skills with TPO the most difficult to handle because of its stiffness.