Tenants will play games:1) Leave a minor home alone - no one should enter!

However, from the stories I've heard it so far, sounds like it can lead me to the life I want for my future if I play my cards right.

Location plays a big factor into this question. 

Preference is cash-flow, but open to appreciation/equity plays as well.

Quote from @Jaclyn Spinelli: Quote from @Aristotle Kumpis: Are you looking for more of a cash flow play vs appreciation? 

They are just playing with fire, really, but it happens everywhere.

Your number two is a bit different than what to expect on a short-term rental play.

Some carriers offer loss assessment insurance, which can come into play when the HOA experiences a large covered insurance loss, such as a hail storm requiring roof replacement or a fire requiring building replacement.  

I also believe social media plays a big role in people not really wanting to work, especially with younger folks.

There's a high chance that you are feeling FOMO from the returns in public markets, sell your houses for a loss, pile into stocks, and then see mediocre performance while real estate heads back higher again.I see this, and similar actions, play out over and over.Personally, I'd stick with the real estate rather than selling it.