The seller said this is in a gentrified area so there's potential to rehab this effectively and get a high payout as shown in the last comp.

Interesting I thought, that they have that high of a rating.

You have a lot going on and if you had a 457 you were a highly compensated EE.   

While this is a great and highly motivating goal, most people are either clueless or incorrect in their belief as to what is required to obtain this “lifestyle”.Understanding of the “how to” get there is further obscured by the misleading, and often patently false “pathways” sold by real estate educational MARKETING companies as workshops, upsold to association memberships, upsold to mentorships.

very high risk even I only do them with very specific investors in mind and a plan. we dont flip land we develop every one. 

I am not familiar with how HELOCs work but they declined me saying my DTI is too high.  

I am the Vice President of OmniKey Realty, and I would highly recommend scheduling a tour with my investment team if you haven't already done so.

Another thing to note, these are high-paying jobs being moved to Phoenix. 

I've stuck with the tried and true reasons I've heard to keep my search ranking high (quality photos, stellar reviews, updates to my listing) and that helps but in slow season, when I'm not willing to cut my rates as much as some of my competitors, it can be a ghost town.  

With comps ranging from $875K-$1M and your estimated build cost at $550K, the after-completion value gives you a significant equity cushion, making this project highly attractive to lenders.If you plan to hold and rent the property, you could refinance into a DSCR loan after construction, which bases lending on rental income rather than personal income.