I also have a lingering worry that the monthly application will just wind up breeding hardy groups of resistant pests.

Longer term is where it gets hard.. I

Little RockMom grew up in El Dorado.I love Arkansas- spent my summers in Hardy!

They keep telling me to rely on my sphere of influence (family and friends) but,my family is dead and I have only a handful of friends who struggle to pay rent and couldn't finance a Buick let alone a 600k house.This first year is gonna be long and hard,I hope it's worth it.Good luck to both of us.

@Luis Sánchez-Abarca Gornals good morning, fellow Miami native and licensed mortgage lender. 

Hello everyone,I live in Dallas, Texas with my wife and son and work in project management for a regional commercial general contractor. I am interested in learning more about getting involved in real estate investing...

Are you native to Ohio?

Third and final is since I do find properties while a lot of people say its hard I am think I am too low on the Cap Ex and Maint & Repairs.  

@Shane Brown lenders often tell me that credit pulls for pre approvals don't hit your credit that hard. I

Hmm... interesting, definitely a big deal in Yuma, I’m a native actually.