Modern/diverse economies and industries. 

Modern whole life insurance agents will tell you it's only for insurance.

Discussing 'pets' at all is a rookie move and belongs in no modern book. 

It may look bad originally if it’s the only one, but when the 2nd and 3rd fail you’ve slowly modernized your property. 

Great golf, great fishing, many flights, new modern airport, great weather and the best group of hotels in the country. 

Modernizing, great use of space, taxes, jobs? 

Some additional great carriers to consider are American Modern, Tower Hill and Aegis. 

Hello BP, Looking for ideas to facelift this fireplace in a C+ area. walls will be painted agreeable grey.

We did the following things1) Incentivize the behaviors you want: I didn't charge late fees if tenants notified me and stuck with an acceptable payment plan. 2) Be fair-- don't charge tenants when old crufty end of useful life fixtures or finishes have to be replaced. 3) Appreciate it and fix things when tenants properly report problems. 4) Renovate as required to get the kitchens and baths actually clean, clean. 5) Make your apartments look better than others (and show that you care about your properties) by adding at least a couple of special touches like modern lighting, invisible cabinet hinges and/or cabinet paint and a subway tile backsplash (Lowes sells 3x6 white tile for .15 / tile) and a restaurant style sprayer faucet.

That typically yields a better purchase price that immediately has more equity upside as you modernize the property while house hacking it. :)